Shopify Capital偿还余款以及还款涉及内容

偿还余款您可以为贷款偿还高于 20 美元的任意金额，也可一次性支付剩余的全部余额。付款将从与您的 Shopify 账户关联的同一商业银行账户中扣除。步骤：在 Shopify 后台中，转到设置>资

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Shopify Capital偿还余款以及还款涉及内容详细回答

偿还余款

您可以为贷款偿还高于 20 美元的任意金额，也可一次性支付剩余的全部余额。付款将从与您的 Shopify 账户关联的同一商业银行账户中扣除。

步骤：

1. 在 Shopify 后台中，转到设置 > 资本。

2. 点击进行付款。

3. 选择您要支付的金额：

• 若要一次性付款，请在自定义金额字段中输入金额。

• 若要全额支付，请点击全部未缴余额。

4. 点击下一步并查看要偿还的金额。

5. 点击进行付款。

完成还款后，您将收到一封确认电子邮件。

还款涉及哪些内容？

为了计算每日将偿还给 Shopify Capital 的金额，每日偿还率将应用于您商店的每日销售收入。

为了便于计算还款额，您商店的每日销售收入包括当天标记为已付款的所有订单，不考虑订单来源、订单处理方式或订单之后是否退款或取消。

测试订单

计算还款金额时，您商店的每日销售收入中不包括的唯一订单是当 Shopify Payments 处于测试模式时所下的测试订单。如果在下订单时未启用测试模式，在计算当日的还款金额时，此订单将包含在您商店的销售收入中。

常见问题解答

我有资格获得 Shopify Capital 贷款吗？

只有位于以下美国州的商店才有资格获得 Shopify Capital 贷款：

• 亚利桑那州

• 爱达荷州

• 伊利诺伊州

• 印地安那州

• 爱荷华州

• 堪萨斯州

• 路易斯安那州

• 缅因州

• 北卡罗来纳州

• 南卡罗来纳州

• 犹他州

• 华盛顿州

• 威斯康星州

• 怀俄明州

如果我在 60 天后还没有偿还最低还款金额怎么办？

如果您在 60 天期限结束时未偿还阶段最低还款金额，则您已付款的金额与阶段最低还款金额之间的差额将从您的账户中扣除。

我能在 12 个月期限内偿还贷款吗?

还款金额根据您每日销售额的百分比进行计算。如果您在该年销售业绩高，那么您可以在 12 个月的期限内偿还贷款。在 12 个月期限结束前偿还贷款不会受到处罚。

贷款的固定借款成本是如何计算的？

贷款的借款成本是您收到的贷款金额的固定百分比。贷款的借款成本是按供应基础计算的。

Shopify商户官网原文详情：

Repay the remaining balance

You can repay any amount over $20 against your loan, or the full remaining balance in one lump sum. The payment is debited from the same business bank account that's associated with your Shopify account.

Steps:

1. From your Shopify admin, go to Settings > Capital.

2. Click Make a payment.

3. Choose the amount that you want to pay:

• To pay a lump sum, enter the amount in the Custom amount field.

• To pay the full amount, click Full remaining balance.

4. Click Next step and review the amount to be repaid.

5. Click Make a payment.

You will receive a confirmation email when your repayment is complete.

What's included in the repayment?

To calculate the amount that will be repaid to Shopify Capital each day, the daily repayment rate is applied to your store's daily sales revenue.

For the purpose of calculating repayment, your store's daily sales revenue includes every order that was marked as paid that day, regardless of the source of the order, how payment was processed, or whether the order was later refunded or canceled.

Test orders

When calculating repayment, the only orders that are not included in your store's daily sales revenue are test orders that were placed when Shopify Payments was in test mode. If test mode was not enabled when an order was placed, then the order is included in your store's sales revenue when the day's repayment is calculated.

FAQ

Am I eligible for a Shopify Capital loan?

Only stores located in the following US states are eligible for a Shopify Capital loan:

• Arizona

• Idaho

• Illinois

• Indiana

• Iowa

• Kansas

• Louisiana

• Maine

• North Carolina

• South Carolina

• Utah

• Washington

• Wisconsin

• Wyoming

What if I haven’t paid back the milestone minimum payback amount after 60 days?

If you don't meet the milestone minimum payback amount by the end of the 60-day period, then the difference between the amount that you've paid and the milestone minimum pay back amount will be debited from your account.

Can I payback my loan quicker than the 12-month term?

The repayment amount is based on a percentage of your daily sales. If you have a strong year in sales, then you can repay your loan before the 12-month term. There is no penalty for repaying your loan before the end of the 12-month term.

How is the fixed borrowing cost of the loan calculated?

The borrowing cost of the loan is a fixed percentage of the loan amount you receive. The borrowing cost of a loan is calculated on an offer-by-offer basis.

文章内容来源：Shopify商户官方网站